@Valleyreagent

Hello, I'm Amanda G Renaldi: Real estate agent in the Lehigh Valley, Social butterfly, Arts & crafts Queen, Master-Griller & lover of all things Food. I like exploring new things & making new friends. Don't be shy to strike up a conversation! If you have real estate needs, please visit my website: www.valleyreagent.com. Feel free to pass on my contact information to friends and family. As I always say, the best compliment you can give me is the referral of your friends and family.

Can I afford it?

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New home buyers do not always get the right impression when an agent asks them if they’ve been prequalified by a lender. They feel that the agent is trying to move things along, so they can get them under agreement on a home and move on to the next client. That is actually quite the contrary. This is the largest purchase you will ever make in your lifetime. It’s a commitment that requires education and careful consideration.

I always recommend speaking with a lender prior to looking at homes. This assures that we have an attainable grasp on not only the amount the client can qualify for, but what they can actually afford. Many people qualify for loans that are much higher than what they are comfortable paying monthly. Staying within their means is important. Knowing what a client’s comfortable payment is, allows me to search for homes that encompass their wants and needs, in a realistic manner. The last thing that I want is for a client to fall in love with a home that they can not afford. Handling this prior saves us all time, frustration, and heart break. My recommendation to clients is to keep on the conservative side. Spending outside of your affordability, can be disastrous quickly. Keep in mind that simple cosmetic repairs go a long way. A coat of paint and new carpets can make a world of a difference! (You’d be surprised how many of your friends are willing to help for a case or two of beer and some pizza.)

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When submitting an offer, a prequalification letter is required. Bankers have normal hours, but real estate agents do not. Having the letter in hand is a great idea, in case a home is viewed over the weekend and the agent is unable to get in touch with the lender. I also like to contact the lenders beforehand to introduce myself and make sure they have my contact information. If you do not have a lender of choice, I can recommend a few.

If you are unsure of what your affordability is, get in touch with me. You may qualify, you may not. I’d be more than happy to sit down with you to do a BFI, or Buyer’s Financial Information sheet and explain the process. 610-823-1309

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Author: valleyreagent

Hello, my name is Amanda G Renaldi. I live in the Lehigh Valley and am a full time Realtor with Century 21 Pinnacle of Bethlehem. I have been licensed since 2006 and can honestly say that I love my job. I handle multiple facets of the business, but buyers, rentals, and property management are my specialty. Buying or selling a home can be a very chaotic chapter in your life. My objective is to ensure that your real estate transaction is smooth and stress free. I am here to answer any questions you may have, don't ever hesitate or feel embarrassed to do so.. that's why you're hiring me. You can contact me via email valleyreagent@gmail.com or by phone 610-823-1309. You can also visit my website www.valleyreagent.com or my husband's (Frank Renaldi Jr) www.frankrenaldi.com. Frank is a lifetime resident of the lehigh valley, has been licensed for 9 years, and is the current President of our Lehigh Valley Association of Realtors. He also handles multiple facets of the business, but specializes in sellers. We make a fantastic team and work hand in hand to provide our clients with the best possible service. On a personal note, I am a huge soccer and formula 1 fan. I also love the Phillies, Eagles, and Flyers. I love competition all around, sports are a great outlet for it. My family is Sicilian, so I speak the language fluently. Yes, it is different than Italian. I love arts and crafts, crochet, and anything to do with Michael's. I'm also a tweet-a-holic, you can follow me @valleyreagent. I'm very outgoing and love to socialize.. you'll see I go off on tangents and rants throughout the day. Feel free to strike up a conversation any time! Hope we cross paths soon!

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