If you have considered purchasing a home, but aren’t sure what you can afford, contact me so we can sit down to do a BFI, or Buyer’s Financial Information sheet. Here is a calculator that may help you get the basics figured out, http://www.century21.com/calculators/affordability
I always recommend staying conservative with your mortgage payment. Just because a bank tells you that you qualify for a $300,000 loan, doesn’t mean that you have to buy a home for that purchase price. If you are comfortable with the payment of a home valued at $150,000 , then purchase in that price range. The last thing you want to do is be house poor.
Contact me directly if you have any questions! email@example.com – 610-823-1309